Young and Prosperous

Rachel Ward is a wife and a mother of 4 gorgeous children (my opinion is subjective, but accurate).   I am also a blogger.  I have been blogging now for about 3 years, but only took my blog public about 18 months ago. I have always loved to write. I was an English Major in college [...]

Do you think that money is the only thing that motivates you? If it is, I disagree. Money is just a means to an end. We need money, but we don’t really want money. We want other things. Unfortunately we spend money to try and buy things that motivate us and helps us. But they [...]

So, I had to share what I received in the mail today.  I got one of those envelopes with the orange ball on it.  Yup, a letter from Discover Card. (Disclaimer: This Discover Card is the only card I’ve kept open and my only current credit card.  My wife and I only use it for [...]

I’ve recently started down the minimalism path to reduce the clutter in life.  I believe that too much stuff limits freedom.  Too many things at your house makes it that much harder to leave them and enjoy life outside.  Too many material things usually means too much money tied up (in payments or otherwise) in things that [...]