Young and Prosperous

It’s time for everyone to own up to some hard facts about home purchases. Buying a home with a mortgage is not an investment. It’s an expense. It is strictly an emotional desire and one of the most overrated purchases in our lives. Anyone who says owning a home with a mortgage is better than [...]

So yesterdays post, Want vs Need, I talked about how there is a big difference between a want and a need.  This is something we all know already.  However, I feel like I received quite a few comments on how if you only bought what you needed, then you wouldn’t be able to have any [...]

I’m sure all of us have been involved in a heated debate on what credit cards do for you and how they are a blessing in your life, despite countless experiences otherwise.  After all, if everybody always paid off their credit cards in full each month, there would be no reason for the credit card [...]

$21,000 in 7 months.  WHAT?! That’s impossible!  Yes, that’s how much debt my wife and I paid off.  Yes, that’s crazy.  Yes, I’m a little weird.  And yes, I only bring home about $2,300/month during that time (it has since crept up).  And guess what?  It’s never felt better! We have positioned ourselves to both [...]