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Time Value of Money

What is the time value of money? For those of you that have never taken an accounting of finance course where it talked about this, the whole principle is based on the notion that a dollar today is worth more than a dollar tomorrow. This notion poses both an opportunity and a problem for the [...]

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Why Managers Suck

I think one of the biggest problems in today’s world is managers. Yet everyone out there wants to be a manager. Everyone thinks they can do a better job (and probably can in some cases) than their manager. In a few studies done of why people choose to leave a company, not liking their manager [...]

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10 things you say that will keep you broke

My student loan / mortgage is “good debt.” I don’t make enough to save / avoid debt. Interest is good for taxes. How much is the monthly payment? I did/bought/financed it to improve my credit score. I need a new car because I need a warranty and 0%. I’m paying now because I can’t have [...]

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“Debt to Wealth” Seriously?

So after starting this blog, I’ve obviously started looking even harder at the messages that are sent to us through different media sites. I decided it would be fun to just do a search for “debt free life” into Google. Wow what a crazy result! The paid ads on Google were all about debt reduction [...]

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Stop Wishing and Start Doing

I’m sick of hearing people say, “I wish I was …” (fill in the blank).  I’m sure you have heard [...]

One Year Memorial

One Year Ago It was a year ago that I was going through life and wandering a little aimlessly as [...]

Digital Spring Cleaning

We haven’t posted here at Young and Prosperous in a long time as we’ve been working on Biz Ingenuity, so [...]

Being busy is not being productive

Why does being busy mean that you’re being productive in our world?  The manager who runs around all day talking [...]

Email Inbox Management – Step 4 Short Responses

If you’re just joining this conversation, this is a series of posts on how to get control of your inbox. [...]

Finding Happiness – Beat life with a stick

In life we find ourselves always saying tomorrow this will happen. Honestly who cares what happens tomorrow, it’s all about [...]