Young and Prosperous

What is the time value of money? For those of you that have never taken an accounting of finance course where it talked about this, the whole principle is based on the notion that a dollar today is worth more than a dollar tomorrow. This notion poses both an opportunity and a problem for the [...]

It’s time for everyone to own up to some hard facts about home purchases. Buying a home with a mortgage is not an investment. It’s an expense. It is strictly an emotional desire and one of the most overrated purchases in our lives. Anyone who says owning a home with a mortgage is better than [...]

So after starting this blog, I’ve obviously started looking even harder at the messages that are sent to us through different media sites. I decided it would be fun to just do a search for “debt free life” into Google. Wow what a crazy result! The paid ads on Google were all about debt reduction [...]